STOLEN CAR REGISTRATION AND INSURANCE
If you park your car on busy streets and driveways, you are most likely be at risk of a car break-in. Theft from cars parked on streets, even in residential neighborhood driveways are only one of the vehicle-related problems you can possibly encounter in owning a car.
There are now a lot of advanced technology used to keep your cars safe from theft, but remember that these criminals also work out ways to beat these high-tech devices.
So what do you do if you became a victim of a car break-in, and your car registration and insurance were stolen?
- Make a police report
In any crime that you would encounter, the first best thing to do is to report it to the authorities. It is very important that you make sure that in your police report, all details are included such as the date, time and location of the incident, in case the perp tries to use your information and documents.
Registration and insurance documents have your driver’s license in it, and a fake driver’s license can be used as primary proof of identification. Identity theft would be the next possible thing the perp can do, so make sure you are precise with the details of your report to prove that your information was stolen.
This police report will also be required by your insurance company once you let them know of the incident.
- Report to your insurance agent
Once you have filed a proper police report about the incident, make sure to give your insurance company a call and let them know of what happened, and request another insurance card. In case other important things were also stolen, aside from your documents, you need to let them know too, so you can file a claim if car break-ins are included in your insurance policy.
- Inform your state’s Department of Motor Vehicles (DMV)
Your car registration has your vehicle identification number on it. With this information, the perp can actually obtain a title of your vehicle. If this happens, he can wait for another opportunity to steal your car and with the title that he has, he can actually sell your car, without the buyer knowing that it was stolen.
Inform your state’s DMV about the theft, so the perp can’t do anything about the stolen documents, and also, so you can request for a new set of documents. Make sure to know how long it would take to process the replacement and ask for a temporary registration that you can use so you won’t get in trouble with law enforcement.
Tips to lessen the hassle of having your insurance card and vehicle registration stolen:
Make sure you have a copy of your insurance card and registration documents before placing it in your car. Keep this copy in a secure place at home. This way, it will be easier for you to request for a new one from your insurance company and the DMV.