BEST CAR INSURANCE COMPANIES FOR FIRST TIME DRIVERS

BEST CAR INSURANCE COMPANIES FOR FIRST TIME DRIVERS

You finally got your own car, but before you even start thinking of hitting the road, you have to understand that almost all states require a minimum amount of insurance from drivers.

Getting car insurance for the first time can be a daunting task. Unfortunately, young first-time drivers are often pay more for car insurance because of their limited driving experience. And money is often tight for first time drivers, but don’t let this scare you away from choosing the right insurance company.

First Time Driver InsuranceIt’s always a good idea to ask a professional to explain to you in details the different kinds of insurance, the terms and conditions and benefits that you may not understand. You may also ask for ways on how you can save money thru discounts, and to help you find the best insurance company that has great deals for young drivers.

Here are just some car insurance companies with great first-time driver deals:

  1. Esurance

This insurance company is known for offering low quotes. You can easily get a quote online or from their toll-free customer service hotline. You can even get  a discount  just for getting a quote online. It is also easy to manage your policy and claims online.

They also offer discounts for Pac 12 schools alumni, good driving, good grades and even having anti-theft devices installed in your car.

The number of different discounts you can avail and the low quotes they offer, makes Esurance a good pick for first time drivers.

  1. USAA

USAA has always been known for their excellent customer service. Their policies requires one to be associated with the US military to be a member, but also  the children or grandchildren of anyone who has honorably served the U.S. armed forces, can be eligible to be a member.

They offer a lot of great discounts that can lower your premiums, such as: good student discount and customer loyalty discount which you can avail by encouraging other family members to sign up. There are also vehicle discounts for new vehicles and for driving your car fewer miles.

If you are a closely associated to someone who’s already a member of USAA, you can enjoy all these perks and would be a great choice if you’re a first time driver.

  1. GEICO

Known for its claim to have the ability to save you 15% or more on car insurance, Geico offers a lot of discount that can benefit first time drivers such as your vehicle equipment like air bags, anti theft device, anti-lock brakes and more. Teen drivers and young adults can also receive discounts for good grades. Even taking driver’s education and defensive driving courses can give you a discount.

If you’re looking for a company with extensive discounts even for first time drivers, Geico would be perfect for you.

  1. Progressive

Another online based insurance company that offers quality coverage and great discounts. Some of the discounts they offer include online policy purchase, good grades, paying in full and even for safe driving.

Another great feature they offer is the Name Your Price tool which helps you fit a policy to your current financial situation.

For its good rates, extensive discounts and even the Name Your Price tool, Progressive can be a great start for a first time driver’s car insurance.